Senior Credit Underwriting Executive at the Concept Group

Job Title: Senior Credit Underwriting Executive

Location: Lagos
Employment Type: Full-time

Overview

  • The Senior Credit Underwriting Executive is largely responsible for interpreting and implementing guidelines for the underwriting team.
  • He / She regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients’ requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.

Job Description / Duties

  • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
  • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
  • Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
  • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
  • Ensures turn-around time for each transaction is minimized to the barest minimum.
  • Ensures the creditworthiness of each transaction especially those above the level of junior underwriters by preparing, reviewing, and analyzing risk criteria of potential customers.
  • Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.

Job Requirements

  • B.Sc qualification in any Risk or Finance related course.
  • Required Qualification: BA / BSc / HND, MBA / MSc / MA.
  • A minimum of 7 years progressive experience in Underwriting.

Application Closing Date
10th December, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.

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Company Information
  • Total Jobs 18 Jobs
  • Full Address 32 Montgomery Rd, Sabo yaba 101212, Lagos

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