Credit and Marketing Head at a Microfinance Bank – Edgewood Consulting Limited

Job Title: Credit and Marketing Head

Location: Ondo
Employment Type: Full-time
Reporting to: The Managing Director

Key Responsibilities

  • The Credit and Marketing Manager is responsible for supervision of all Business Development initiatives.
  • Provide effective leadership guidance in business development strategy
  • Achieve overall profitability target of the microfinance bank
  • Implement and execute regular sales activities to generate business
  • Responsible for the acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
  • Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
  • Reduce liquidity risk by aggressively reducing dormant savings accounts.
  • Ensure each loan disbursed are in compliance with the Microfinance lending procedures, policies and methodology.
  • Inspect prospective client’s business to ascertain its viability and assessment of collateral
  • Write reports for granting of loan facility
  • Monitor approved loans and continuously support and advise clients on good management practices
  • Consistently adhere to regulatory standards

Job Requirements
The Credit and Marketing Manager must possess:

  • A minimum of first degree or its equivalent in a business related discipline (additional qualification or degree in any finance or business-related discipline may be an advantage).
  • A minimum of five (5) years post-qualification experience out of which, at least three (4) must have been in the financial services industry.
  • Evidence that the candidate possesses proven skills and competencies in practical Microfinance banking.
  • Must be somebody very close to the grassroots leading the credit and Business Development of the Microfinance Bank

Core Competencies:

  • Professionalism, integrity and commitment to social mission of Micro-finance banking.
  • Strong business acumen and knowledge of low income market
  • Comprehensive knowledge of Micro-finance banking products, marketing and business development
  • Sound knowledge of Micro-finance services, procedure, laws and regulations
  • Strong analytical skills
  • Knowledge of micro, small and medium enterprise market.
  • Strong oral and written communication skills
  • Strong general management and people skills

Application Closing Date
31st January, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the “Job Title” as the subject of the email.

Note: Only qualified candidates will be contacted.

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